Plug Attestyx into your platform.
We do 39 checks on every transaction at 5 bps with a 25 cent floor. You mark it up. You sell it as part of your service. Your customers see a transparent line item. You see real margin on a service that materially reduces fraud loss and compliance burden.
You are a fintech program manager, an acquirer, a sponsor bank, or a payments platform. Every transaction your platform handles is exposed to fraud, sanctions, and compliance risk. Today you stitch together five vendors to manage that risk: a sanctions vendor, an identity vendor, a fraud-scoring vendor, a beneficial-ownership vendor, and an evidence-management vendor. Attestyx is one API that runs all 39 of those checks per transaction at 5 bps with a 25 cent floor, returns a verdict in milliseconds, produces a signed receipt, and contributes anonymized signals back to a cross-network bad-actor registry. You embed us. You mark it up to your customers as 10 to 15 bps. You make 5 to 10 bps of margin on a service that is materially better than what they have today.
| Your function | Where we drop in |
|---|---|
| Card issuing (Marqeta, Galileo, Lithic, Highnote, Stripe Issuing) | Pre-authorization or post-authorization integrity check on every cardholder transaction |
| Card acquiring (Stripe, Adyen, Worldpay, Fiserv, Global Payments) | Per-merchant, per-transaction check with tier escalation on flagged merchants |
| Push payments (Visa Direct, Mastercard Send) | Pre-authorization integrity check on every push, with hard block on sanctions / bad-actor hits |
| Treasury and platform payouts (Stripe Treasury, Stripe Connect, Adyen for Platforms) | Per-payout check, with CREB attestation available for high-value payouts |
| Sponsor banking (Cross River, Column, Sutton, Pathward) | Drop-in compliance overlay on every BaaS customer transaction |
| Stablecoin and crypto rails | On-chain verification, sanctioned-address proximity, mixer exposure, full integrity layer |
| Approach | What it costs | What you get |
|---|---|---|
| Stitch five vendors | Six- to seven-figure annual contracts per vendor | Five inconsistent risk signals, no unified evidence, no cross-network intelligence |
| Build internally | Multi-million-dollar engineering effort, 18 to 36 months | One platform's worth of intelligence, no network effect |
| Embed Attestyx | 5 bps + $0.25 per call (which you mark up) | One API, 39 deterministic checks, signed receipt, cross-network registry, no upfront cost |
Three patterns:
- Direct API.Your platform calls
/v1/validateon every transaction. You hold the API key. Most flexible. - Per-customer API key.Your platform provisions a tenant for each of your customers. Best for white-label.
- Co-branded portal.We provision a co-branded portal at a subdomain you control.
You pay the published Tier 1 rate, with volume discounts. You sell to your customers at whatever rate you choose. Strategic partners running us in front of their entire portfolio get partnership pricing.
We do not require exclusivity. We do not lock you into long-term commits. We do not charge platform fees, integration fees, or revenue minimums.
- KYB on each end-customer that runs through your integration. Either you handle it, or you route end-customers through our KYB, or we share the KYB result back to you. Non-negotiable.
- Compliance with our acceptable use policy.
- A named risk-and-compliance contact for incident response and signal-sharing.
- We never hold, route, or transmit funds.
- Your customers retain custody and regulator-of-record status throughout.
- You are not a money transmitter by virtue of partnering with us.
- We produce signed receipts on every Tier 1 call. CREB attestation bundles on Tier 2 calls. Both are admissible electronic records under FRE 902(14) and equivalents.
- Your data-protection posture (BAA, DPA, SOC 2) is unaffected. We sign a separate DPA for the partner relationship.
| Metric | Spec |
|---|---|
| Tier 1 p50 latency | sub-100ms target |
| Tier 1 p95 latency | sub-200ms target |
| Tier 1 p99 latency | sub-400ms target |
| Uptime SLA | 99.95% standard, 99.99% available for high-volume partners |
| Failover | Multi-region active-active |
| Data residency | US, EU, APAC regions; configurable per tenant |
| Fail-open / fail-closed | Configurable per partner |
We are building toward formal listing in the Visa Ready and Mastercard Engage ecosystem programs. Partners participating in our launch program get warm introductions through our network track when those listings open.
Network strategy →