Attestyx - by JIL Sovereign Technologies

Confirm every payment before money moves.

Attestyx is the integrity API. 39 deterministic checks on every transaction. Sub-200ms. Signed receipt anchored to CourtChain. We never touch your money.

5 bps of transaction value, $0.25 minimum. First 100 calls per month free. No contract, no commitment, no percentage of payment volume, no custody.

Five lines of code

That is the entire integration.

curl https://api.attestyx.com/v1/validate \
  -H "Authorization: Bearer $ATTESTYX_KEY" \
  -d '{
    "recipient": { "legal_name": "Acme Vendor Inc", "registration_id": "00-0000000", "jurisdiction": "US" },
    "payment":   { "amount": "10000.00", "currency": "USD", "rail": "ach" },
    "tiers":     ["t1"]
  }'

Returns a verdict, a signed receipt, and a CourtChain anchor in milliseconds. Run this on every payment your platform makes. We sign the integrity check. Your bank moves the money.

In plain English
What is this?
A pay-as-you-go API that runs an integrity check on a payment before you send it. You tell us the recipient, the amount, and the rail. We check 39 things. We tell you whether the payment is confirmed. We give you a signed receipt that holds up in court if it ever has to.
How does it affect me?
If you originate payments at any volume - a fintech, an acquirer, a bank, a marketplace, a payroll provider, an insurance carrier, a foundation, or a corporate treasury team - Attestyx drops in front of every payment. You catch fraud at the recipient level before money moves, not at the chargeback or recovery stage.
Does it help me?
One API replaces the patchwork of sanctions, identity, and fraud vendors most platforms stitch together today. The price is published. The math is automatic. Five bps of transaction value is roughly 1/20th of what most platforms lose to recipient fraud and rework. Free Forever tier covers small operators in perpetuity.
Three tiers, parametized per call

You pay only for what you ask for.

Tier 1

The meter

39 deterministic checks: sanctions, beneficial ownership, identity, country and counterparty risk, bank or wallet verification, adverse media, cross-network registry, velocity, duplicate detection, signed receipt.

5 bps of value, $0.25 minimum, every call.

See the 39 checks
Tier 2

Verification depth + CREB

Full 148-check institutional verification, deeper investigation, lifecycle monitoring, and CREB attestation bundle for court-portable evidence under FRE 902(14).

Flat fee, reusable for 12 months.

Tier 2 catalog
Tier 3

Forensic engagement

Deep on-chain forensics, cluster analysis, litigation review, expert testimony support, recovery evidence packages. Used in active recovery, regulator response, complex investigations.

Engagement-priced flat fee. Never contingency.

Tier 3 scopes
Who plugs in

Anyone who originates payments.

Fintechs, acquirers, banks, payment platforms

Every transaction your platform handles, integrity-checked at 5 bps. Mark it up to your customers as 10 to 15 bps. Real margin on a service that materially reduces fraud loss and compliance burden.

For fintechs →

Payment networks

Visa Direct, Mastercard Send, RTP, FedNow, ACH, SWIFT, SEPA. The integrity overlay that runs alongside the network, not inside the authorization path.

For networks →

Marketplaces, gig, insurance, payroll, treasury

Per-payout integrity at scale. Stop playing whack-a-mole with bad actors jumping between platforms with the same scheme.

For marketplaces →

Foundations and grant-making entities

Attestyx, the named Attestyx vertical for charitable disbursement. Pre-grant verification, CREB attestation, lifecycle monitoring, recovery investigation.

Attestyx →
How Attestyx is different

One API. 39 checks per call. Signed receipt. No custody.

Attestyx is not a payment rail. It is the integrity layer that runs on top of any rail you already use. The funds move through your existing bank or your existing rail. We sign the check, generate the receipt, and run the cross-network intelligence. Two unrelated money flows. We never custody.

ApproachWhat it gives youWhat you give up
Stitch sanctions, identity, fraud, BO vendorsFive inconsistent signalsMulti-vendor contracts and ongoing vendor management
Build internallyBespoke controlMulti-million-dollar engineering, 18-36 months, no network effect
Use a stablecoin payment railCheaper cross-border, faster settlementCustody risk, money-transmitter exposure, no court-portable evidence
Plug in AttestyxOne API, 39 checks per call, signed receipt, cross-network registry, fiat + cryptoNothing.We work with whatever rail and whatever bank you already use.
Full comparison →
Two payment-attestation modes

Pick the mode that matches your existing payment workflow. We never touch the funds.

Mode A

Authorize-then-execute

You submit a payment intent. We validate. We return a signed authorization. Your banking partner (Modern Treasury, Column, Increase, Stripe Treasury, your own bank) executes against the signature. Settlement webhook closes the loop.

Mode B

Pay-then-attest

You pay through your own rails. You POST the payment metadata. We validate, generate the signed receipt, produce the CREB bundle if Tier 2 was requested. Works for any rail. Backfills historical payments.

Both modes produce identical CREB output. Both keep Attestyx outside the money-transmitter perimeter.

Read the API →
Pay only for what you use

Free Forever. Then a meter that scales with you.

  • Free Forever: unlimited sandbox, first 100 Tier 1 calls per month free, unlimited bad-actor registry reads, unlimited sanctions screening
  • Tier 1 meter: 5 bps of transaction value, $0.25 floor, volume discounts kick in at scale
  • Tier 2:flat fee per recipient or per disbursement, reusable for 12 months
  • Tier 3:engagement-priced, flat fee tiered by scope

No annual minimum. No commitment. No percentage of payment volume in Tier 2 or Tier 3. No contingency on recovery. Cancel anytime.

See pricing →
The Mandate

Every commercial dollar produces ten cents of charitable capital. Automatically.

Ten percent of JIL Sovereign Technologies net profits is allocated at L1 protocol level to charitable grant capital, distributed across five jurisdictional vaults. Free in perpetuity to vetted grantees. The board cannot reverse it. Future management cannot reverse it. The math is the law.

Read the Mandate →
Confirm every payment before money moves

Sign up free. Build in the sandbox. Production in 24 hours.

Sign up freeSee the APISee pricing